Two women — including one who apparently had Jefferson County ties — were indicted by a federal grand jury on conspiracy and wire fraud charges last week.
Sherrye Lajoyce Mance — aka Joyce Collins and aka Sherrye Collins — and Tiffany Rene Morris — aka Tiffany Vann — were accused of taking money from individuals by offering them a credit repair program between September 2004 and March 2011.
They were charged with one count of conspiracy to commit wire fraud and eight separate counts of wire fraud.
According to the indictment, the victims used Money Gram to send money to Mance and Morris, and one of those payments was delivered to Mance in Pine Bluff in December 2009. A second Money Gram payment was received in Pine Bluff in September 2008 and a third in Pine Bluff in March 2008. Mance also received an electronic transfer of cash in Memphis, Tenn.
Morris received Money Gram transfers of cash in Mississippi.
The indictment also said Mance sent a facsimile to a man in St. Louis asking him to mail his application for credit repair to an address in Grady.
Morris maintained a residence in Southhaven, Miss., the indictment said, and received Money Gram transfers of cash in that city.
The indictment said Mance and Morris created business names like Credit Counseling Services, Financial Services Unlimited, Fresh Start Credit Services, Services Unlimited and ULS Unlimited Services that made false claims to victims throughout the United States and got them to pay fees in advance for credit repair or grant programs.
The two were accused of using false addresses and addresses of legitimate business on documents and letters they sent to the victims and communicating with victims using telephones and email to convince those that the programs were legitimate.
They also were accused of sending false and misleading credit reports, credit repair reports and letters talking about grant programs to convince victims they were performing services they were not.
The indictment said the victims of the scheme included residents of Arkansas, Missouri, New York, Florida, Tennessee and California.
The indictments are only allegations of guilt and both women are considered innocent until proven guilty.